The movies, eating out, soccer dues — wherever your money goes, get more of it with the free, rewards checking Kasasa® Cash account. Benefit from really high dividends, plus ATM fee refunds not just in the Baltimore area, but nationwide! Plus, there's never a monthly service fee, only money to be made! Checking that always works in your favor — Do you Kasasa?®
- 3.01% APY* on balances up to $10,000
- 3.01% to 0.50% APY on balances over $10,000 depending on balance in account*
- 0.05% APY* if qualifications aren't met
- Nationwide ATM fee refunds*
- Can link to high-dividend Kasasa Saver® account
- No monthly service fee
- No minimum balance to earn rewards
- Unlimited check writing
- Free online banking & bill pay
- Free mobile banking
- Free eStatements
- Free debit card
- No minimum deposit to open
- Need more information about managing a checking account? Click here
How Does Kasasa® Work?
Simple things like using your debit card and receiving eStatements save you time and make life easier. Those small changes also help save us some money. We can then pump that money back into the community — and to pay you rewards!
Qualifying for rewards is easy — so easy, in fact, you're probably already doing it! To earn these rewards, simply do the following each monthly qualification cycle:
- Have at least 12 check card purchases post and settle
- Be enrolled and receive eStatement notice
- Be enrolled and log into online banking
That's it. If you don't meet the qualifications one month, don't worry. There is no penalty, and you still have a free checking account that earns our base dividend rate.
Check the Qualification Cycles
*APY=Annual Percentage Yield. APYs accurate as of 10/01/2015. Rates may change after account is opened. For Kasasa Cash, if qualifications are met each monthly qualification cycle: (1) Domestic ATM fees incurred during qualification cycle will be reimbursed up to a limit of $20 per cycle. ATM fee reimbursements will be credited to the account on the first business day of the next monthly statement cycle; (2) balances up to $10,000 receive APY of 3.01%; and (3) balances over $10,000 earn 0.25% dividend rate on the portion of the balance over $10,000, resulting in 3.01% - 0.50% APY depending on the balance. If qualifications are not met on Kasasa Cash all balances earn 0.05% APY. Qualifying transactions must post to and settle Kasasa Cash account during monthly qualification cycle. Transactions may take one or more business days from the date transaction was made to post to and settle account. Business days exclude weekends and Federal holidays. ATM-processed transactions do not count towards qualifying debit card transactions. "Monthly Qualification Cycle" means a period beginning one day prior to the first day of the next statement cycle through two days prior to the close of that statement cycle. The advertised Kasasa Cash APY is based on compounding dividends. Dividends earned in Kasasa Cash are automatically transferred to Kasasa Saver each statement cycle and does not compound. Actual interest amount paid may be less than advertised Kasasa Cash APY. The Kasasa Saver APYs may be less than Kasasa Cash APYs. If qualifications in Kasasa Cash are met each monthly qualification cycle: (1) balances up to $10,000 in Kasasa Saver receive an APY of 0.75%; and (2) balances over $10,000 in Kasasa Saver earn 0.25% dividend rate on portion of balance over $10,000, resulting in 0.75% - 0.30% APY depending on the balance. If qualifications are not met on Kasasa Cash, all balances in Kasasa Saver earn 0.05% APY. ATM receipt must be presented for reimbursement of an individual ATM fee of $5.00 or higher.