Fee Schedule

Account Fees

Excess Withdrawal Fee (over 4/mo from savings)$1.50
Dormant Account Monthly Fee (No activity in 12 months in any account)$5.00
Bad Address Processing Fee (per item)$2.00
Early Account Closing (New account closed within 3 months)$5.00
Overdraft By ACH$27.00
Overdraft Item (Checking)$27.00
Return Check$27.00
Stop Payment Request$20.00
Copy of Check$5.00
Certified Check$5.00
Account Research (per hour)$15.00
Statement Copies (per statement)$5.00
Account History Print-Outs (per page)$1.00
Account Reconcilement (per hour)$15.00
Check Order Purchase - Start At$10.25
Online Bill Pay Inactivity Fee (not used during month)$4.95
Online Bill Pay Stop Payment / Returned Item$20.00
Bill Payer Disbursement (not Online Bill Pay)$3.00
Unscheduled Withdrawal from Holiday Club or Bill Payer Account (not Online Bill Pay)$15.00
IRA Early Closing (prior to age 59½)$50.00
IRA Direct Transfer to Another Institution$50.00
Auto Save Account Early Withdrawal$50.00
Garnishment Fee$100.00

General Fees

Domestic Wire Transfer (outgoing)$15.00
Foreign Wire Transfer (outgoing)$35.00
Money Orders$1.00
Visa Gift Cards (each)$2.00
Duplicate of Security Interest Filing$10.00
Repeat Loan Application (Reapply within 3 months)$10.00

MasterCard Fees

Late Payment$25.00
Additional Replacement$10.00
Cash Advance Fee Electronic Transfer$10.00
Cash Advance Fee Over-the-Counter$15.00

Debit/ATM Card Fees

Withdrawals from Non-Owned / Non-Participating ATMs (foreign ATM).
note: Owners of these machines may also charge a surcharge.
You can get unlimited FREE ATM transactions at any Allpoint or CO-OP.
Allpoint or CO-OP ATMsFREE
Transfer Between Accounts or Balance Inquiry$0.50
Plastic Card Replacement$5.00
Additional Replacement$10.00
PIN Replacement Fee$5.00

Courtesy Pay

Courtesy Pay Overdraft Privilege (per item)$27.00