Auto Loans - Vehicle Loans | Baltimore - Parkville - Towson | Destinations Credit Union - Maryland

Auto Loans

Drive off with the right ride and rate with the help of a credit union that can make it happen. Before stepping foot in a dealership, be sure to drop by a Destinations Credit Union branch. We provide quick pre-approvals with more accommodating terms and typically lower rates than what for-profit companies offer.

That's because as a not-for-profit financial institution, we use any potential gains earned to secure better rates for our well-deserving members. What else you'll receive: a painless process. Our experienced lenders handle everything right here in the Baltimore area — taking you from paperwork to pavement in no time flat!

Interest Rates Certified by Datatrac
Summary
  • Competitively low rates on new or used vehicles
  • 100% financing available (including taxes and tags)
  • Terms up to 84 months, customized to your unique situation
  • Pre-approval available for extra bargaining power at the dealership
  • Refinance your loan to potentially lower your rate
  • Set up payroll deduction for easy repayment
  • Quick approvals; 24/7 online application process
  • Local Baltimore-area decision-making and processing
  • Helpful, dedicated service from start to finish

Additional Coverage for your vehicle:

  • Debt Protection is a voluntary loan-payment protection product that helps you get relief from the financial burden of delinquency, default, or foreclosure if a protected life event unexpectedly happens to you.
  • GAP Insurance - helps protect you against loss if something happens to your vehicle and you owe more than your insurance will pay.
  • TrueStage Auto and Home Insurance
  • Auto Exam Extended Warranty
Motorcycle, Boat & RV Loans

On-road, off-road — wherever your vehicle drives, accommodating financing is just the same. We work closely with you to customize financing for both daily drivers and recreational vehicles.

  • Competitively low rates on new or used recreational vehicles:
  • ATVs
  • RVs
  • Motor homes
  • Motorcycles
  • Boats
  • Personal watercrafts
  • And more!
  • 100% financing available (including taxes and tags)
  • Terms up to 84 months, customized to your unique situation
  • Pre-approval available for extra bargaining power at the dealership
  • Refinance your loan to potentially lower your rate
  • Set up payroll deduction for easy repayment
  • Quick approvals; 24/7 online application process
  • Local Baltimore-area decision-making and processing
  • Helpful, dedicated service from start to finish
Auto Equity Loan
  • Borrow agains the paid-in value of your car (clean trade value)
  • Low rates when compared with unsecured loans
  • Terms of up to 5 years
  • Borrow 90 - 100% of clean trade value, depending on your credit score
Auto Buying Resources

At Destinations Credit Union, we try to keep car buying a breeze. Feel confident in your purchase with the help of our auto buying resources:

AutoSmart

Do your own research first with Destinations free AutoSmart program. Research the perfect new or used car: find out your trade-in value, get the CarFax report, JD Powers ratings, calculate your payment and more!

Vehicle Buying Assistance

Before you buy your next new or used vehicle, use our free services to make sure you're getting the best price and incentives.

Discounted vehicles are available through our partnership with Invest In America GM Discounts.

Destinations Credit Union members have free access to the Motor Vehicle Certification Program (MVCP). MVCP is staffed by seasoned auto specialists that can review the dealer cost for the car you are considering, provide information on your present auto's trade-in-value, provide information on current rebates/incentives, and if you desire, refer you to a local auto dealer that will sell the car you want at a fair price. If you are considering purchasing a new car, why not give MVCP a call, at (800) 345-0990. There's no cost to Destinations members, and you can see for yourself if the MVCP price is better than you can negotiate on your own.

United Buying Service — Get a low pre-negotiated price on the vehicle of your choice, discounted option pricing and extra savings with rebates and incentives. Call 410-792-9070 or visit their website.

Enterprise Car Sales

Destinations Credit Union members in the market for a used car have a distinct advantage. They can find a quality used car through Enterprise Car Sales.

Enterprise has a large inventory of specially priced late-model used cars, and they offer a comprehensive 12-month limited warranty.

You can look over their inventory at locations in Glen Burnie or White Marsh. Call 800-227-7253 to find an Enterprise lot near you or visit their website. Be sure to let them know you're a Destinations Credit Union member!

Invest in America

Secure a great deal on a GM through lovemycreditunion.org. Enjoy privileges exclusive to credit union members!