Holiday Loan

Drum Roll Please...

Our Limited Time 12-12-12 Holiday Loan is now available.

From now until December 24, 2014, Destinations Credit Union will offer this special holiday loan with 12% APR*, for 12 months, up to $1,200. Let us make the holiday a little brighter and your lives a little easier.

  • You must have been a member of Destinations Credit Union for at least 12 months.
  • All of your DCU accounts must be in good standing (i.e. no negative balances)
  • You may not have had any late payments with DCU over the past 12 months (Excluding Disability Claims)
  • You must bring pay stubs showing at least 2 months worth of income immediately prior to the application (actual employment time worked -- NO sick pay and NO workers compensation will be considered)
  • Loans must be repaid ONLY via payroll deduction or direct deposit (NO automatic transfers or over the counter payments)
  • You must have a credit score of at least 550, be current on all mortgage and auto debts, not have any outstanding tax liens, and not be involved in a mortgage loan modification program.
  • You may not have ever caused a loss to DCU and may not have filed bankruptcy within the past 12 months

*APR = Annual Percentage Rate. Restrictions may apply. Monthly payment for $1,200 at 12% APR for 12 months is $106.63 per month.