Personal Loans

Education expenses, a new kitchen, your wedding — whatever it is you're financing, make sure you're getting a good deal by looking to Destinations Credit Union. As a local, not-for-profit institution, we offer our members more in the way of lower potential rates and a more personalized process.

We offer both signature and savings-secured loans to accommodate a wide range of personal needs. Plus, we handle everything locally in the Baltimore area. That way, you can count on one, local point of contact. Not ten different conversations with ten different people from some far-off lender.

Signature Loan
  • Competitively low rates for a wide range of personal needs
  • Home/auto repairs
  • Family vacation
  • And much more!
  • Not secured by other collateral (credit criteria does apply)
  • Borrow up to $20,000*
  • Accommodating repayment terms, customized to your unique situation:
  • Terms up to 84 months
  • Optional debt protection to protect you and your family against loss
  • Quick approvals; 24/7 online application process
  • Set up payroll deduction for easy repayment
  • Local Baltimore-area decision-making and processing
  • Helpful, dedicated service from start to finish

*Limits depend on credit history.

Share Secured Loan
  • Borrow against your established savings or share certificate with Destinations
  • Competitively low rates for a wide range of personal needs*
  • Rates lower than typical loans due to collateral backing
  • 3% above our regular IRA share dividend or certificate rate
  • Savings remain intact and incurring dividends, thus reducing the actual cost of your loan
  • Optional debt protection to protect you and your family against loss
  • Quick approvals; 24/7 online application process
  • Set up payroll deduction for easy repayment
  • Local Baltimore-area decision-making and processing
  • Helpful, dedicated service from start to finish

*Limits depend on credit history.