Money Market Disclosure

The Destinations Credit Union High Yield Account is a variable dividend rate savings account that pays a competitive dividend rate, higher than the Regular Share Account.


The High Yield Accounts offers a variable dividend rate for those accounts that maintain a minimum daily balance. This dividend rate may change monthly based on the determination of the Credit Union Board of Directors. The dividend period is monthly. Dividends are calculated daily, compounded monthly and paid monthly. Dividends are posted to the member's account on the first day of the following month. Accounts closed prior to the end of the month will forfeit dividends for that month. For current dividend rate information, please contact the Call Center, Express Telephone Teller Access (ETTA), visit the branch or visit our Web site at

Minimum Daily Balance

The minimum required daily balance for the High Yield Account is $2,500.00. There are three tiers for the Money Market Account beginning with $2,500.00-$9,999.99, $10,000.00-$24,999.99 and $25,000.00 and higher. Each tier will earn a competitive dividend rate. For each day the daily balance falls below the tier dividend rate it will earn the disclosed dividend rate for that tier. If the balance falls below $2,500.00 but not less than $50 the account will earn the disclosed dividend rate for the non-qualifying Kasasa Cash checking account. No dividends will be paid for balances less than $50.00. Any account that fails to maintain the minimum daily balance of $2,500.00 is subject to Destinations Credit Union closing the Money Market Account and transferring the remaining funds to the Share Account.

Funds Access

The High Yield Account allows each account owner to perform up to six transactions, other than in person, per month against this account. These transactions include, transactions performed via the Call Center, Online Banking, or ETTA. Automatic transfers (payments made toward Destinations Credit Union loans do not count against this limit). Members may access this account in person at the teller window without limitation.


A fee will be applied when there are more than four (4) withdrawals per month at the teller window.

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