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The movies, eating out, soccer dues — wherever your money goes, get more of it with free Kasasa Cash® checking. Benefit from really high dividends, plus ATM withdrawal fee refunds not just in the Baltimore area, but nationwide*! Plus, there's never a monthly service fee, only money to be made! Enjoy the flexibility that comes with online bill pay and the ability to link to the Kasasa Saver savings account. Choose a checking that always works in your favor. Now tell us — do you Kasasa?®
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Qualifying for rewards is easy — in fact, you're probably already doing it! To earn your rewards, enrollments must be in place and all of the following transactions and activities must post and settle to your Kasasa Cash account during each Monthly Qualification Cycle:
That's it. If you don't meet the qualifications one month, don't worry. There is no penalty, and you still have a high yield free checking account that earns our base dividend rate.
Invest in yourself by making more money with the deposits in your checking account. A high yield checking account allows you to earn more with higher interest rates. Traditionally, checking accounts have a smaller interest rate and do not add as much value to your bank account as a high interest checking account will. If you have cash that you want to work for you, Kasasa Cash Checking is a great solution.
Destinations Credit Union offers multiple ways to help you open a checking account, including the Kasasa Cash Checking and No Frills Checking. Here are a few ways in which each option differs.
Please see the start and end dates of the qualifications cycles below:
| Qualification Cycle Begins | Qualification Cycle Ends |
|---|---|
| June 30, 2020 | July 30, 2020 |
| July 31, 2020 | August 29, 2020 |
| August 30, 2020 | September 29, 2020 |
| September 30, 2020 | October 30, 2020 |
| October 31, 2020 | November 28, 2020 |
| November 29, 2020 | December 30, 2020 |
| December 31, 2020 | January 29, 2021 |
| January 30, 2021 | February 26, 2021 |
| February 27, 2021 | March 30, 2021 |
| March 31, 2021 | April 29, 2021 |
| April 30, 20201 | May 29, 2021 |
| may 30, 2021 | June 29, 2021 |
| June 30, 2021 | July 30, 2021 |
| July 31, 2021 | August 30, 2021 |
| August 31, 2021 | September 29, 2021 |
| September 30, 2021 | October 29, 2021 |
| October 30, 2021 | November 29, 2021 |
| November 30, 2021 | December 30, 2021 |
| December 31, 2021 | January 29, 2022 |
*APY=Annual Percentage Yield. APYs accurate as of 8/1/2020. Rates may change after account is opened. Fees can reduce the earnings on the accounts. For Kasasa Cash, if qualifications are met each monthly qualification cycle: (1) Domestic ATM fees incurred during qualification cycle will be reimbursed up to a limit of $20 per cycle. ATM fee reimbursements will be credited to the account on the first business day of the next monthly statement cycle; (2) balances up to $10,000 receive APY of 2.50%; and (3) balances over $10,000 earn 0.25% dividend rate on the portion of the balance over $10,000, resulting in 2.50% - 0.45% APY depending on the balance. If qualifications are not met on Kasasa Cash all balances earn 0.05% APY. Qualifying transactions must post to and settle Kasasa Cash account during monthly qualification cycle. Transactions may take one or more business days from the date transaction was made to post to and settle account. Business days exclude weekends and Federal holidays. ATM-processed transactions do not count towards qualifying debit card transactions. "Monthly Qualification Cycle" means a period beginning one day prior to the first day of the next statement cycle through two days prior to the close of that statement cycle. The advertised Kasasa Cash APY is based on compounding dividends. Dividends earned in Kasasa Cash are automatically transferred to Kasasa Saver each statement cycle and does not compound. Actual interest amount paid may be less than advertised Kasasa Cash APY. The Kasasa Saver APYs may be less than Kasasa Cash APYs. If qualifications in Kasasa Cash are met each monthly qualification cycle: (1) balances up to $10,000 in Kasasa Saver receive an APY of 0.75%; and (2) balances over $10,000 in Kasasa Saver earn 0.25% dividend rate on portion of balance over $10,000, resulting in 0.75% - 0.30% APY depending on the balance. If qualifications are not met on Kasasa Cash, all balances in Kasasa Saver earn 0.05% APY. ATM receipt must be presented for reimbursement of an individual ATM fee of $5.00 or higher.
