The movies, eating out, soccer dues — wherever your money goes, get more of it with free Kasasa Cash® checking. Benefit from really high dividends, plus ATM withdrawal fee refunds not just in the Baltimore area, but nationwide*! Plus, there's never a monthly service fee, only money to be made! Choose checking that always works in your favor. Now tell us — do you Kasasa?®
Free Kasasa Cash Checking
Summary
- Free checking that pays you really high dividends
- 3.01% APY* on balances up to $10,000
- 3.01% to 0.50% APY on balances over $10,000 depending on balance in account*
- 0.05% APY* if qualifications aren't met
- Refunds on ATM withdrawal fees, nationwide (up to $20 monthly)*
- Can link to high-dividend Kasasa Saver® account
- No monthly maintenance fee
- No minimum balance to earn rewards
- Unlimited check writing
- Free online banking & bill pay
- Free mobile banking with mobile deposit
- Free eStatements
- Free Mastercard® debit card
- Shared branching available
- No minimum deposit to open
Earning Your Cash Rewards is Simple!
Qualifying for rewards is so easy — in fact, you're probably already doing it! To earn your rewards, enrollments must be in place and all of the following transactions and activities must post and settle to your Kasasa Cash account during each Monthly Qualification Cycle:
- At least 12 debit card purchases
- Be enrolled in and agree to receive eStatements
- Be enrolled and log into online banking
That's it. If you don't meet the qualifications one month, don't worry. There is no penalty, and you still have a free checking account that earns our base dividend rate.
Qualification Cycle Calendar
Please see the start and end dates of the qualifications cycles below:
| Qualification Cycle Begins | Qualification Cycle Ends |
|---|---|
| December 30, 2018 | January 30, 2019 |
| January 31, 2019 | February 27, 2019 |
| February 28, 2019 | March 30, 2019 |
| March 31, 2019 | April 29, 2019 |
| April 30, 2019 | May 30, 2019 |
| May 31, 2019 | June 29, 2019 |
| June 30, 2019 | July 30, 2019 |
| July 31, 2019 | August 30, 2019 |
| August 31, 2019 | September 28, 2019 |
| September 29, 2019 | October 30, 2019 |
| October 31, 2019 | November 29, 2019 |
| November 30, 2019 | December 30, 2019 |
*APY=Annual Percentage Yield. APYs accurate as of 6/1/2017. Rates may change after account is opened. For Kasasa Cash, if qualifications are met each monthly qualification cycle: (1) Domestic ATM fees incurred during qualification cycle will be reimbursed up to a limit of $20 per cycle. ATM fee reimbursements will be credited to the account on the first business day of the next monthly statement cycle; (2) balances up to $10,000 receive APY of 3.01%; and (3) balances over $10,000 earn 0.25% dividend rate on the portion of the balance over $10,000, resulting in 3.01% - 0.50% APY depending on the balance. If qualifications are not met on Kasasa Cash all balances earn 0.05% APY. Qualifying transactions must post to and settle Kasasa Cash account during monthly qualification cycle. Transactions may take one or more business days from the date transaction was made to post to and settle account. Business days exclude weekends and Federal holidays. ATM-processed transactions do not count towards qualifying debit card transactions. "Monthly Qualification Cycle" means a period beginning one day prior to the first day of the next statement cycle through two days prior to the close of that statement cycle. The advertised Kasasa Cash APY is based on compounding dividends. Dividends earned in Kasasa Cash are automatically transferred to Kasasa Saver each statement cycle and does not compound. Actual interest amount paid may be less than advertised Kasasa Cash APY. The Kasasa Saver APYs may be less than Kasasa Cash APYs. If qualifications in Kasasa Cash are met each monthly qualification cycle: (1) balances up to $10,000 in Kasasa Saver receive an APY of 0.75%; and (2) balances over $10,000 in Kasasa Saver earn 0.25% dividend rate on portion of balance over $10,000, resulting in 0.75% - 0.30% APY depending on the balance. If qualifications are not met on Kasasa Cash, all balances in Kasasa Saver earn 0.05% APY. ATM receipt must be presented for reimbursement of an individual ATM fee of $5.00 or higher.