Skip to content

Rates Calculator

The movies, eating out, soccer dues — wherever your money goes, get more of it with free Kasasa Cash® checking. Benefit from really high dividends, plus ATM withdrawal fee refunds not just in the Baltimore area, but nationwide*! Plus, there's never a monthly service fee, only money to be made! Choose checking that always works in your favor. Now tell us — do you Kasasa?®

Earning Your Cash Rewards is Simple!

Qualifying for rewards is so easy — in fact, you're probably already doing it! To earn your rewards, enrollments must be in place and all of the following transactions and activities must post and settle to your Kasasa Cash account during each Monthly Qualification Cycle:

  • At least 12 debit card purchases
  • Be enrolled in and agree to receive eStatements
  • Be enrolled and log into online banking

That's it. If you don't meet the qualifications one month, don't worry. There is no penalty, and you still have a free checking account that earns our base dividend rate.

Please see the start and end dates of the qualifications cycles below:

Qualification Cycle Begins Qualification Cycle Ends
December 30, 2018 January 30, 2019
January 31, 2019 February 27, 2019
February 28, 2019 March 30, 2019
March 31, 2019 April 29, 2019
April 30, 2019 May 30, 2019
May 31, 2019 June 29, 2019
June 30, 2019 July 30, 2019
July 31, 2019 August 30, 2019
August 31, 2019 September 28, 2019
September 29, 2019 October 30, 2019
October 31, 2019 November 29, 2019
November 30, 2019 December 30, 2019

*APY=Annual Percentage Yield. APYs accurate as of 6/1/2017. Rates may change after account is opened. For Kasasa Cash, if qualifications are met each monthly qualification cycle: (1) Domestic ATM fees incurred during qualification cycle will be reimbursed up to a limit of $20 per cycle. ATM fee reimbursements will be credited to the account on the first business day of the next monthly statement cycle; (2) balances up to $10,000 receive APY of 3.01%; and (3) balances over $10,000 earn 0.25% dividend rate on the portion of the balance over $10,000, resulting in 3.01% - 0.50% APY depending on the balance. If qualifications are not met on Kasasa Cash all balances earn 0.05% APY. Qualifying transactions must post to and settle Kasasa Cash account during monthly qualification cycle. Transactions may take one or more business days from the date transaction was made to post to and settle account. Business days exclude weekends and Federal holidays. ATM-processed transactions do not count towards qualifying debit card transactions. "Monthly Qualification Cycle" means a period beginning one day prior to the first day of the next statement cycle through two days prior to the close of that statement cycle. The advertised Kasasa Cash APY is based on compounding dividends. Dividends earned in Kasasa Cash are automatically transferred to Kasasa Saver each statement cycle and does not compound. Actual interest amount paid may be less than advertised Kasasa Cash APY. The Kasasa Saver APYs may be less than Kasasa Cash APYs. If qualifications in Kasasa Cash are met each monthly qualification cycle: (1) balances up to $10,000 in Kasasa Saver receive an APY of 0.75%; and (2) balances over $10,000 in Kasasa Saver earn 0.25% dividend rate on portion of balance over $10,000, resulting in 0.75% - 0.30% APY depending on the balance. If qualifications are not met on Kasasa Cash, all balances in Kasasa Saver earn 0.05% APY. ATM receipt must be presented for reimbursement of an individual ATM fee of $5.00 or higher.