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Effective 2/1/2019

Account Fees

Excess Withdrawal/Transfer Fee (more than 4 per month from non-transactional share accounts) Per Withdrawal/Transfer $1.50
Dormant Account Annual Fee (No Activity for 12 Months) $10.00
Bad Address Processing Fee (per item) $5.00
Insufficient Funds (NSF) from Savings or Checking $30.00
Return Check Deposit $30.00
Stop Payment Request $25.00/item; $35/series
Stop Payment of Credit Union Issued Check/Money Order $25.00
Copy of Check $5.00
Certified Check $5.00
Counter Check Made Out to 3rd Party $3.00
Paper Statement Fee (Per Statement - Free Online) $2.00
Statement Copies (per statement) $5.00
Check Order Purchase Varies depending on style
Verification of Deposits $10.00
Online Bill Pay Inactivity Fee (if not used during the month) $4.95
Online Bill Pay Stop Payment/Return Item $30.00
Insurance Account Disbursement Fee $2.00
Withdrawal from Holiday Club (No withdrawals are permitted from this account. Any withdrawal done prior to the annual transfer will be subject to a per withdrawal fee.) $15.00
IRA Direct Transfer to another institution $50.00

General Fees

Telephone Transactions Fee* (per transaction) $2.00
Domestic Wire Transfer (outgoing) $20.00
Money Orders $1.50
Visa Gift Cards (each) $2.50
Account History Print-Outs (Per page) $1.00
Account Research (Per hour) $20.00
Account Reconciliation $20.00
Loan Payment Made by Credit Card 5% of payment made/$10 minimum per transaction
Repeat Loan Application (made within 3 months) $15.00
Duplicate of Security Interest Filing $10.00
Escheatment Fee $50.00
Garnishment Fee $100.00

MasterCard Fees

Cash Advance Fee $15.00
Late Payment $25.00
Replacement First Card Free
Additional Replacement $10.00
Foreign Transaction Fee 1% of transaction amount

Debit/ATM Card Fees

Withdrawals from Non-Owned / Non-Participating ATMs (foreign ATM).
note: Owners of these machines may also charge a surcharge. 
You can get get unlimited FREE ATM transactions at any of our network ATMs. Visit our website for a complete list.
$3.00
Transfer Between Accounts or Balance Inquiry $0.50
Plastic Card Replacement - First Card Free
Additional Replacement $10.00

Courtesy Pay

Courtesy Pay Overdraft Privilege – Per Item 
(View Disclosure)
$30.00

Previous Truth In Savings Disclosure