Effective 11/1/2020
Account Fees
| Dormant Account Annual Fee (No Activity for 12 Months) | $10.00 |
| Bad Address Processing Fee (per item) | $5.00 |
|
Insufficient Funds (NSF) from Savings or Checking |
$30.00 |
| Return Check Deposit | $30.00 |
| Stop Payment Request | $25.00/item; $35/series |
| Stop Payment of Credit Union Issued Check/Money Order | $25.00 |
| Copy of Check | $5.00 |
| Certified Check | $5.00 |
| S.A.F.E. Checking Account Monthly Fee | $2.00 |
| Counter Check Made Out to 3rd Party (waived for S.A.F.E. Checking accoung holders) | $3.00 |
| Paper Statement Fee (Per Statement - Free Online) | $2.00 |
| Statement Copies (per statement) | $5.00 |
| Check Order Purchase | Varies depending on style |
| Verification of Deposits | $10.00 |
| Online Bill Pay Inactivity Fee (if not used during the month) | $4.95 |
| Online Bill Pay Stop Payment/Return Item | $30.00 |
| Insurance Account Disbursement Fee | $2.00 |
| Withdrawal from Holiday Club (No withdrawals are permitted from this account. Any withdrawal done prior to the annual transfer will be subject to a per withdrawal fee.) | $15.00 |
| IRA Direct Transfer to another institution | $50.00 |
General Fees
| Telephone Transactions Fee* (per transaction) | $2.00 |
| Domestic Wire Transfer (outgoing) | $20.00 |
| Money Orders | $1.50 |
| Visa Gift Cards (each) | $2.50 |
| Account History Print-Outs (Per page) | $1.00 |
| Account Research (Per hour) | $20.00 |
| Account Reconciliation | $20.00 |
| Loan Payment Made by Credit Card | 5% of payment made/$10 minimum per transaction |
| Repeat Loan Application (made within 3 months) | $25.00 |
| Duplicate of Security Interest Filing | $10.00 |
| Escheatment Fee | $50.00 |
| Garnishment Fee | $100.00 |
*Waived for transactions that cannot be processed using our CU Talk Telephone Banking, Online Banking or Mobile Banking, and for members with total deposit and/or loan balanced greater than $750.
MasterCard Fees
| Cash Advance Fee | $15.00 |
| Late Payment | $25.00 |
| Replacement First Card | Free |
| Additional Replacement | $10.00 |
| Foreign Transaction Fee | 1% of transaction amount |
Debit/ATM Card Fees
| Withdrawals from Non-Owned / Non-Participating ATMs (foreign ATM). note: Owners of these machines may also charge a surcharge. You can get get unlimited FREE ATM transactions at any of our network ATMs. Visit our website for a complete list. |
$3.00 |
| S.A.F.E. Checking Account Holders Withdrawals from Foreign ATMs ($0.50 from regular fee reimbursed monthly) | $2.50 |
| Transfer Between Accounts or Balance Inquiry | $1.00 |
| Plastic Card Replacement - First Card | Free |
| Additional Replacement | $10.00 |
Courtesy Pay
| Courtesy Pay Overdraft Privilege – Per Item (View Disclosure) |
$30.00 |
Previous Truth In Savings Disclosure