Fee Schedule

Effective 2/1/2016

Account Fees

Excess Withdrawal Fee (over 4/mo from savings)$1.50
Dormant Account Annual Fee (No Activity for 12 Months)
Accounts under $50
Accounts $50 and over

Bad Address Processing Fee (per item)$5.00
Overdraft By ACH$30.00
Overdraft Item (Checking)$30.00
Return Check Deposit (written by account holder)$25.00
Return Check Deposit (written by non-account holder) $15.00
Stop Payment Request$25.00/item; $35/series
Stop Payment of Credit Union Issued Check/Money Order $20.00
Copy of Check$5.00
Certified Check$5.00
Counter Check Made Out to 3rd Party$1.50
Paper Statement Fee (Per Statement - Free Online)$2.00
Statement Copies (per statement)$5.00
Check Order Purchase Varies depending on style
Temporary Member Checks (Coming in 2016)$5.00
Verification of Deposits$10.00
Online Bill Pay Inactivity Fee (if not used during the month)$4.95
Online Bill Pay Stop Payment/Return Item$30.00
Bill Payer Account Disbursement (not online bill pay)$3.00
Insurance Account Disbursement Fee$2.00
Unscheduled Withdrawal from Holiday Club or Bill Payer Account (not online bill pay)$15.00
IRA Direct Transfer to another institution$50.00
Auto Save Acct Early Withdrawal $50.00

General Fees

Telephone Transactions Fee*

(per transaction)

Domestic Wire Transfer (outgoing)$20.00
Money Orders$1.50
Visa Gift Cards (each)$2.50
Account History Print-Outs (Per page)$1.00
Account Research (Per hour)$20.00
Account Reconciliation$20.00
Loan Payment Made by Credit Card

Repeat Loan Application (made within 3 months)



Duplicate of Security Interest Filing$10.00
Escheatment Fee$50.00
Garnishment Fee

*Waived for transactions that cannot be processed using our CU Talk Telephone Banking, Online Banking or Mobile Banking, and for members with total deposit and/or loan balanced greater than $750.


MasterCard Fees

Cash Advance Fee Electronic Transfer $10.00
Cash Advance Fee Over-the-Counter$15.00
Late Payment$25.00
Replacement First Card Free
Additional Replacement$10.00
Foreign Transaction Fee1% of transaction amount

Debit/ATM Card Fees

Withdrawals from Non-Owned / Non-Participating ATMs (foreign ATM).

note: Owners of these machines may also charge a surcharge.
You can get unlimited FREE ATM transactions at any Allpoint or CO-OP.

Transfer Between Accounts or Balance Inquiry$0.50
Allpoint or CO-OP ATMsFREE
Plastic Card Replacement - First Card Free
Additional Replacement$10.00
PIN Replacement Fee$5.00

Courtesy Pay

Courtesy Pay Overdraft Privilege
Per Item

Disclosure may be found at http://www.destinationscu.org/courtesy-pay-overdraft-protection.html