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*1.99% Promotional APR applies to balance transfers completed between 1/1/2021 and 03/31/2021 and expires 12 months from the date of first transfer for both new and existing cardholders. New cardholders enjoy 1.99% APR on purchases as well as transfers effected through 12/31/2021. Your regular APR (between 9.50%–19.5% based on your credit) applies to all other transactions and unpaid promotional balances remaining after 12/31/2021. Interest on transfers begins to accrue immediately. You must use the balance transfer form linked from our website at www.destinationscu.org to complete transfers. Click on the balance transfer ad from the top of the home page. Contact the Credit Union for details. EQUAL OPPORTUNITY LENDER.