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Put your mortgage payments to work for you today with a home equity line of credit from Destinations Credit Union. With this open, anytime credit line, we'll help you transition your home's equity into financing for a wide range of other needs. Take advantage of our competitive rates, repayment terms that always keep your unique situation in mind, and our local, streamlined process. The interest you pay might even be tax deductible** — making those new kitchen updates sound even better!


  • Competitively low, variable rates for a wide range of ongoing or seasonal needs:
    • Major home improvements
    • Education expenses
    • Investment opportunities
    • Medical expenses
    • Emergency reserve
    • And much more!
  • Capitalize on the equity in your home to secure financing
  • Accommodating repayment terms, customized to your unique situation
  • Funds conveniently available as needed without reapplying
  • Revolving credit – as the principal is repaid, more is available to re-borrow
  • The interest paid might be tax deductible**
  • Only pay interest on the part that's used
  • Set up payroll deduction for easy repayment
  • Convenience checks are available ($250 minimum to write a check)
  • Local Baltimore-area decision-making and processing
  • Helpful, dedicated service from start to finish

**Consult a tax advisor.