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With our new Expressway to Success Loan Program, we can help members with poor credit begin building up to a better credit score. With this program, members who do not qualify for a loan with our normal underwriting guidelines, may be able to qualify for this loan. Reach out to us for more questions on how to improve your credit score.

The program consists of three loans as listed below.* You can choose a personal loan or a vehicle (Roadway) loan. If you choose a personal loan, you must start with an "Entrance Ramp" personal loan and make payments on time in order to qualify for the larger "Thruway" Loan. If you need to improve your credit, apply today and begin your journey to reaching your financial destinations!

Loan Types

Entrance Ramp

Borrow $1,200 for 12 months — payment of $110.03 per month for 12 months

Thruway Loan

Borrow $1,800 for 18 months — payment of $163.34 per month for 18 months

Roadway Loan

Borrow up to $18,000 for a vehicle for up to 60 Months — $90.27 per month per $1,000 borrowed

We also offer Second Chance credit cards and free financial wellbeing coach to help you get your credit back on track!

*APR = Annual Percentage Rate. Certain requirements and conditions apply. Please contact a Loan Officer for full details.