Education expenses, a new kitchen, your wedding — whatever it is you're financing, make sure you're getting a good deal by looking to Destinations Credit Union. As a local, not-for-profit institution, we give our members more in the way of lower potential rates and a more personalized process. We offer both signature and savings-secured loans to accommodate a wide range of personal needs. Plus, we handle everything locally in the Baltimore area. That way, you can count on one, local point of contact.
Signature Personal Loan
- Competitively low rates for a wide range of personal needs
- Home/auto repairs
- Family vacation
- And much more!
- Not secured by other collateral (credit criteria does apply)
- Borrow up to $20,000*
- Accommodating repayment terms, customized to your unique situation:
- Optional debt protection to protect you and your family against loss
- Quick approvals; 24/7 online application process
- Set up payroll deduction for easy repayment
- Local Baltimore-area decision-making and processing
- Helpful, dedicated service from start to finish
*Limits depend on credit history.
Secured Personal Loan
- Borrow against your established savings or share certificate with Destinations
- Competitively low rates for a wide range of personal needs*
- Rates lower than typical loans due to collateral backing
- 3% above our regular IRA share dividend or certificate rate
- Savings remain intact and incurring dividends, thus reducing the actual cost of your loan
- Optional debt protection to protect you and your family against loss
- Quick approvals; 24/7 online application process
- Set up payroll deduction for easy repayment
- Local Baltimore-area decision-making and processing
- Helpful, dedicated service from start to finish
*Limits depend on credit history.
