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We are committed to helping people invest in higher education. That is why we have partnered with the educational institutions and lenders below. We encourage students and families to explore all of their options, and to consider the anticipated monthly payments on their total student loan debt and their expected future earnings before considering a private education loan. Reach out to us for more guidance on finding the right student loan for you.

The Smart Option Student Loan® for Destinations Credit Union by Sallie Mae®

Whether you’re an undergraduate, graduate student, or parent, Get money for school from Sallie Mae® Student loans from Destinations Credit Union in partnership with Sallie Mae® could help!

Sallie Mae® higher education loans are designed for the needs of undergraduates, graduate students, and parents.

  • Competitive interest rates
  • Multiple repayment options
  • No origination fees; no prepayment penalty1

Smart Option Student Loan® for Undergraduate Students

Parent Loan

Plus, the graduate loan suite is designed to meet the needs of students in specific fields of study.

Find out which loan is right for you

Borrow responsibly We encourage students and families to start with savings, grants, scholarships, and federal student loans to pay for college. Students and families should evaluate all anticipated monthly loan payments, and how much the student expects to earn in the future, before considering a private student loan.
These loans are made by Sallie Mae Bank or a lender partner. Destinations Credit Union is not the creditor for these loans and is compensated by Sallie Mae for the referral of loan customers.
Smart Option Student Loan and graduate loan products: This information is for students attending participating degree-granting schools. Smart Option Student Loan information is for undergraduates only. Graduate Certificate/Continuing Education coursework is not eligible for MBA, Medical, Dental, and Law School Loans. Borrowers must be U.S. citizens or U.S. permanent residents if the school is located outside of the United States. Non-U.S. citizen borrowers who reside in the U.S. are eligible with a creditworthy cosigner (who must be a U.S. citizen or U.S. permanent resident) and are required to provide an unexpired government-issued photo ID to verify identity. Applications are subject to a requested minimum loan amount of $1,000. Current credit and other eligibility criteria apply.
Parent Loan: This information is for borrowers with students attending participating degree-granting schools. The student is not eligible to be a borrower or cosigner. The borrower, cosigner and student must be U.S. citizens or U.S. permanent residents. The school may refund loan funds directly to the student, and if that occurs, borrower, and cosigner (if applicable) would still be responsible for repaying that amount. Applications are subject to a requested minimum loan amount of $1,000. Current credit and other eligibility criteria apply.
1Although we do not charge you a penalty or fee if you prepay your loan, any prepayment will be applied as provided in your promissory note: First to Unpaid Fees and costs, then to Unpaid Interest, and then to Current Principal.
© 2019 Sallie Mae Bank. All rights reserved. Sallie Mae, the Sallie Mae logo, and other Sallie Mae names and logos are service marks or registered service marks of Sallie Mae Bank. All other names and logos used are the trademarks or service marks of their respective owners. SLM Corporation and its subsidiaries, including Sallie Mae Bank, are not sponsored by or agencies of the United States of America.

Working together to help you fulfill your dreams!

Destinations Credit Union proudly serves employees, students and family members of The Sheffield Institute for the Recording Arts. Destinations works hand in hand with Sheffield to provide you with qualified financing options for your tuition and finding ways to pay for your Sheffield education.

As a not-for-profit financial institution, the loan rates at Destinations Credit Union are generally lower than they are at for-profit banks. As an incoming student at Sheffield, you qualify for membership in Destinations Credit Union. Once you belong to the Credit Union, you are eligible to take advantage of any of our low-cost financial services, including loans for qualified borrowers. If you do not have the credit history or income to enable you to apply for credit on your own, your family members can co-sign the loan to help with your education.

  • Options to secure the loan with property (home, lien-free vehicle or savings) or apply for unsecured credit
  • Co-signer may be released after student demonstrates ability to pay and 12 consecutive on-time payments

To apply for a Sheffield Tuition Loan, get started here.