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Need a quick loan? Borrow against the paid-in value of your car as collateral at low rates. Get quick cash at a low rate by using your car as collateral. At Destinations Credit Union, we offer low rates when compared to unsecured loans so you can achieve your financial goals, whether you have an unexpected payment to make or need a small cash advance.

As a member of Destinations Credit Union, you can get affordable auto equity loans based on your credit score in order to ensure financial freedom and the option to use your car as collateral.

Benefits include:

  • Terms of up to five years
  • Option to borrow 90-100% of the clean trade value
  • Lower rates compared to unsecured loans
  • Low rate APR, depending on your credit score 24/7 loan application availability and quick approvals
  • Ability to borrow against the paid-in value of the car

Get a quick loan as use your car as collateral

Destinations Credit Union offers numerous auto loan calculators and resources to help you make sound financial decisions to secure your financial future.

Auto Loan Calculators

Additional Auto Resources

Owning a car comes with many responsibilities, including the need to protect you or your loved ones when out and about. Apart from offering low auto equity loans, we also believe in providing affordable auto loan services and tools.

Accident Insurance

Ensuring that you're covered in the event of a catastrophic accident or that your family is taken care of after a fatal accident isn't something you don't want to think about, but you should. Accident insurance gives you the peace of mind you need to live your life without the added burden.

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Guaranteed Asset Protection (GAP) is a one-time low-cost loan protection option available on all new and existing vehicle loans up to 84 months to cover the gap between the loan balance and auto insurance in the event of an accident.

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Debt Protection

When life's unexpected events happen, you can rest assured that you won't lose your car or home with our voluntary loan-payment protection product. Debt protection gets you through tough moments, whether it's due to loss of employment, death, or disability.

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As a not-for-profit financial institution, we provide financial tools, resources, and loan options. However, our main goal is to lend a helping hand to qualifying members in times of need. Let us assist you in finding the best financial solutions for your unique situation.

Not a member yet? Join Now or visit us in person Find a branch