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Guaranteed Asset Protection (GAP) — one-time low cost loan protection makes up the gap between your auto insurance and the loan balance in the event of total loss of the vehicle.

GAP is available on all new and existing vehicle loans up to 84 months. (New and Used Vehicles)

Benefits of GAP

If your vehicle is declared an insured total loss, GAP provides the following:

  • Benefits are paid to $50,000
  • Insurance deductible coverage is paid to $1000.
  • $1,000 down payment credit when new loan is financed with Destinations Credit Union

Use our calculator to see how much this protection will cost you.

Get Started

To sign up for GAP coverage, call a helpful Destinations loan officer today!