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Why Destinations?

When you join Destinations Credit Union you’re not just a “customer,” you’re a member-owner with a voice and stake in what we do. As a not-for-profit financial institution, we’re focused on you. By using Destinations, you’ll be banking smarter, paying low or no fees for services, and getting some of the best savings and loan rates in the Baltimore area.

Already know you’re eligible and ready to join? Skip straight ahead to the membership application!

Great Rates

Our rates are competitive. Check out our Loan, Credit Card and Savings rates and Earn More, Save More today.


We live where you live. We are here to help at every step of your financial journey. 

24/7/365 Access

Access your account anytime by visiting us at a branch, in Online Banking, or downloading our Mobile App.

Who Can Join?

You are eligible to join Destinations Credit Union if you’re an employee, member, or student of certain Baltimore area businesses.

Contact us to find out if your company is already an Affiliated Business, or if they are eligible to join.

Would like to offer membership to your employees? Please visit our employer page for everything you need to offer this benefit!

Family members of people who are eligible to join based on the aforementioned criteria may belong to Destinations Credit Union. Specifically, this includes:

  • Spouses and children
  • Parents, brothers, and sisters
  • Stepchildren and stepparents
  • Grandchildren and grandparents
  • Individuals living in the same household of a current member
  • Domestic partners

How to Join

Joining Destinations Credit Union is incredibly easy.

To become a member, simply fill out our online application. You can open checking, savings, and money market accounts at the same time.

Or you could stop by a Destinations branch. You will need:

  • A copy of your driver’s license or other government-issued ID (for all account owners)
  • An opening deposit to fund your membership (provided prior to or at opening)
  • U.S. Social Security Number

That’s it. Once you become a member, you’re a member for life — one who’s able to take advantage of all of the time and money-saving benefits of membership.

If you are an employer looking for a great free benefit for your employees, take a look at our Employer Membership Kit.