Equal Opportunity Lender | Insured by NCUA *3.99% Promotional APR applies to balance transfers completed between 1/3/2023 and 3/31/2023 and expires 12 billing cycles from the date of first transfer for existing cardholders. A regular APR (between 9.50%–19.5% based on your credit) applies to all other transactions and unpaid promotional balances remaining after the promotional period ends. Interest on transfers begins to accrue immediately. You must use the balance transfer form linked from our website at www.destinationscu.org/balance-transfer to complete transfers. Click on the balance transfer form link above. Contact the Credit Union for details.