Home Equity Line of Credit (HELOC)

Access the equity you’ve built in your home with competitively low, variable rates. Finance major home improvements, education expenses, medical expenses, and much more!
  • Accommodating repayment terms, customized to your unique situation
  • Funds are conveniently available as needed without reapplying
  • Revolving credit – as the principal is repaid, more is available to re-borrow
  • The interest paid might be tax-deductible1
  • Only pay interest on the part that’s used
  • Set up payroll deduction for easy repayment
  • Convenience checks are available ($250 minimum to write a check)
  • Local Baltimore-area decision-making and processing
  • Helpful, dedicated service from start to finish
1Consult a tax advisor.

Our CPA firm, Yount, Hyde & Barbour, P.C. (YHB) is conducting a member verification as part of the annual audit of the Credit Union. If your account is selected for confirmation, a letter will be mailed from YHB's Winchester Virginia office, and will request that you respond to that same address using a postage - paid self - addressed envelope. We encourage you to respond to this confirmation request to ensure an efficient audit process. Thank you for your cooperation. OUR SATYR HILL BRANCH IS ACCEPTING NEW, UNWAPPED TOYS FOR THE MARINE TOYS FOR TOTS FOUNDATION NOW THROUGH DECEMBER 12TH.