Student Loans

We are committed to helping people invest in higher education. That is why we have partnered with the educational institutions and lenders below. We encourage students and families to explore all of their options and to consider the anticipated monthly payments on their total student loan debt and their expected future earnings before considering a private education loan. Reach out to us for more guidance on finding the right student loan for you.

The Smart Option Student Loan® for Destinations Credit Union by Sallie Mae®

Wherever you are in your higher education, get the money you need for school. Student loans from Destinations Credit Union in partnership with Sallie Mae® could help! Sallie Mae® higher education loans are designed for the needs of undergraduate and graduate students.
  • Competitive interest rates
  • Multiple repayment options
  • No origination fees; no prepayment penalty1

Smart Option Student Loan® for Undergraduate Students

Plus, the graduate loan suite is designed to meet the needs of students in specific fields of study.
Borrow responsibly

We encourage students and families to start with savings, grants, scholarships, and federal student loans to pay for college. Students and families should evaluate all anticipated monthly loan payments, and how much the student expects to earn in the future, before considering a private student loan.

These loans are made by Sallie Mae Bank or a lender partner. Destinations Credit Union is not the creditor for these loans and is compensated by Sallie Mae for the referral of loan customers.

Smart Option Student Loan and graduate loan products: These loans are for students at participating degreegranting schools. Smart Option Student Loan information is for undergraduates only. Graduate Certificate/Continuing Education coursework is not eligible for MBA, Medical, Dental, and Law School Loans. Students who are not U.S. citizens or U.S. permanent residents must reside in the U.S., attend a participating school in the U.S., apply with a creditworthy cosigner (who must be a U.S. citizen or U.S. permanent resident) and provide an unexpired government-issued photo ID to verify their identity. Applications are subject to a requested minimum loan amount of $1,000. Current credit and other eligibility criteria apply.

1Although we do not charge a penalty or fee if you prepay your loan, any prepayment will be applied as outlined in your promissory note—first to Unpaid Fees and costs, then to Unpaid Interest, and then to Current Principal.

SALLIE MAE RESERVES THE RIGHT TO MODIFY OR DISCONTINUE PRODUCTS, SERVICES, AND BENEFITS AT ANY TIME WITHOUT NOTICE.

© 2021 Sallie Mae Bank. All rights reserved. Sallie Mae, the Sallie Mae logo, and other Sallie Mae names and logos are service marks or registered service marks of Sallie Mae Bank. All other names and logos used are the trademarks or service marks of their respective owners. SLM Corporation and its subsidiaries, including Sallie Mae Bank, are not sponsored by or agencies of the United States of America.

HOLIDAY CLOSING: Destinations will be CLOSED on Monday, May 30, 2022 in Observance of Memorial Day. BRANCH UPDATE: Effective Monday March 14th, until further notice, our Satyr Hill lobby will be open on Mondays, Wednesdays, & Fridays. The Drive-thru will be open Monday thru Saturday with normal business hours. Our Northwest Hospital branch lobby will be open on Thursdays only at this time.Learn more