Current Promotions

Discover our rewards and limited-time offers for Destinations CU Members.

4.75% APY* 3-Month Certificate Special

Celebrate July with more than just fireworks. Earn More and Make Your Savings Boom!

Preferred Rewards Checking members can earn 5.00% APY* when you utilize your 0.25% rate bonus. Don’t let this promo fizzle out, take advantage of your opportunity to earn more today!

Deposits are federally insured up to $250,000 by the NCUA. As a member-only benefit, an additional $250,000** is insured by American Share Insurance at no cost to you. Contact us for coverage details.

$1,000 in Home Loan Closing Cost Credits

Fixed-rate and adjustable-rate mortgages options to suit your needs
Wide range of financing programs available
Quick and easy online pre-qualification available
Local Baltimore-area decision-making and processing

Please note that in accordance with 12 CFR 1002.5(d)(2). Income derived from alimony, child support, or separate maintenance payment need not be revealed if the applicant does not want the creditor to consider the information in determining the applicant’s creditworthiness.

0.25% OFF Eco-Friendly Auto Loan Discount

Take an additional 0.25% off the auto loan rate if your vehicle is considered environmentally friendly by the Environmental Protection Agency. For more information, visit the EPA’s website.

Not just hybrid, electric and small cars are considered eco-friendly. Find out if your vehicle is eligible. Discounts for vehicle refinances are limited to auto loans you have with other lenders.

Member Loyalty Rewards

Open or Upgrade to our PREFERRED Rewards Checking Account today and enjoy:

Incredible Checking Account Rates: 2.50% APY² up to $10,000 (Requirements apply)
Share Certificate Rate Bump: 0.25% increase on Share Certificates
Loan Discounts: 0.25% Discounts on Personal and Vehicle loans
Fee Rebates and Perks: Complimentary checks, unlimited discounts on Domestic Wires, Refunds on ATM Service Charges (Up to $20/month), Home Equity Lines of Credit Closing Costs Rebate

^Annual Percentage Yield (APY) shown effective June 27, 2024 and is available for Certificate accounts. Minimum to open is $2500 and the funds must be NEW (not already on deposit at Destinations CU). Early withdrawal penalties apply. Fees may reduce earnings. Credit Union reserves the right to limit deposits into this special certificate. Offer subject to change or termination at any time without notice. Special certificates renew automatically to a standard 6-month term. These special certificates are not eligible for the one-time bump up option that Destinations’ standard certificates include. To earn 5.00% APY, share certificate must be established under a membership containing a Preferred Rewards Checking. Contact the credit union for additional details. American Share Insurance is a private carrier and not affiliated with the NCUA or Federal Government.
²APY=Annual Percentage Yield. APYs accurate as of March 8, 2024. Rates subject to change. Fees can reduce the earnings on the accounts. All PREFERRED Rewards Checking qualifications must be met in order to qualify for any of the benefits. PREFERRED Rewards Checking account holders also have the option of transferring earned dividends from your PREFERRED Rewards Checking into their PREFERRED Savings each month.