Holiday Loans are here!

Get up to $2500 to Make Your Holidays Bright

Need cash for the holidays? We’re here for you. We offer a limited time holiday loan for members needing helping with financing for this special season. Apply between now and December 23rd, 2022.

In order to be considered for this loan, you must meet the following qualifications:

  • Members in good standing who have had their accounts open for at least 12 months may apply for a holiday loan of $1,500 to $2,500.
  • You’ll need proof of earned income for the past 2 months (no sick pay, unemployment or workman’s compensation will be accepted).
  • All of your DCU accounts must be in good standing (no negative balances, no loss caused to the Credit Union, no delinquency for 30 days or more on a DCU loan and no bankruptcy within the past 12 months).
  • You must have a credit score of at least 550, be current on all mortgage and auto debts, and not have any outstanding tax liens.
  • If you have an existing Holiday Loan with a balance still outstanding, we will pay off that loan.
  • The loan must be repaid using direct deposit or payroll deduction only – no transfer payments allowed.
  • *APR = Annual Percentage Rate. Rates may be higher based on credit history. Monthly payment for 12 months at 12% APR is $222.12 per $2,500 borrowed. Other conditions apply.


    Our CPA firm, Yount, Hyde & Barbour, P.C. (YHB) is conducting a member verification as part of the annual audit of the Credit Union. If your account is selected for confirmation, a letter will be mailed from YHB's Winchester Virginia office, and will request that you respond to that same address using a postage - paid self - addressed envelope. We encourage you to respond to this confirmation request to ensure an efficient audit process. Thank you for your cooperation. OUR SATYR HILL BRANCH IS ACCEPTING NEW, UNWAPPED TOYS FOR THE MARINE TOYS FOR TOTS FOUNDATION NOW THROUGH DECEMBER 12TH.