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Home Equity Line of Credit (HELOC)

Special LIMITED-TIME Home Equity Offer!

Turn your home’s VALUE into real CASH without the impact of high interest rates!

Rates start at 2.49% APR* for 6 months

Dreaming of a new deck, new kitchen, a family vacation, or just an option to help you simply get ahead?  Destinations Credit Union can allow you to put the power of your home in your hands. At Destinations Credit Union, we want to help you achieve your financial goals and we understand how rising costs are putting pressure on everyone’s household budget. That’s why we are offering an AFFORDABLE, LOWER-COST borrowing option for a LIMITED TIME.**

NEW Home Equity Promotion for Qualified Borrowers

  • 2.49% APR* fixed for the first 6 months
  • 4.99% APR* fixed for 7-12 months
  • Then, a variable APR* based on Prime + a margin1
  • PLUS, we’ll pay your Basic Closing Costs2
Equal Housing Lender.
Equal Opportunity Lender. Federally insured by NCUA.
*APR = Annual Percentage Rate. ** Limited-time offer for applications received from June 1, 2025 - August 31, 2025, 
& funded by September 30, 2025. 1-Rates based on Prime Rate + a margin & Credit worthiness, rates currently ranging from 7.50% APR - 8.75% APR (Annual Percentage Rates).
Rates are subject to change without prior notification. 2- DCU will advance the basic closing cost for members with a Preferred Checking account on any Primary or Secondary
home with a loan amount of $150,000 or less regardless of the credit score that is not closed within 3 years of establishment. A minimum initial draw amount is required. 
Contact us for full details and eligibility requirements. Borrow responsibly, borrowing against your home's equity reduces your available equity and may increase your overall 
debt.

General Home Equity Line of Credit Information & Potential Benefits

Access the equity you’ve built in your home with competitively low, variable rates. Finance major home improvements, education expenses, medical expenses, and much more!

  • Funds are conveniently available as needed without reapplying
  • Revolving credit – as the principal is repaid, more is available to re-borrow
  • The interest paid might be tax-deductible1
  • Only pay interest on the part that’s used
  • Set up payroll deduction for easy repayment
  • Local Baltimore-area decision-making and processing
  • Helpful, dedicated service from start to finish

1Consult a tax advisor.

Please note that in accordance with 12 CFR 1002.5(d)(2). Income derived from alimony, child support, or separate maintenance payment need not be revealed if the applicant does not want the creditor to consider the information in determining the applicant’s creditworthiness.

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