Build your Savings with Destinations Credit Union
Use Tax Refunds, Bonuses & More
Your credit union is a safe place for your savings! Not only are your deposits federally insured, Destinations offers excess share insurance and a range of savings options.
Share certificates and Individual Retirement Account (IRA) certificates from Destinations provide a guarantee in the form of fixed rates and higher earning potential than regular savings accounts.
Plus, you can request an optional one-time rate boost through our “Step-Up” option should our rates increase during your certificate term.*
Members may also choose to add funds to existing certificates during the fifteen (15) day maturity grace period.
It’s easy to get started with a $500 minimum deposit to open and no set-up or monthly maintenance fees. Choose the term, from 6 months to 5 years, that works best for you.
Share & IRA Certificates2
| Term | Dividend Rate | Annual Percentage Yield (APY) | Minimum |
|---|---|---|---|
| 6 Months | 2.960% | 3.000% | $500 |
| 12 Months (1 Year) | 3.200% | 3.250% | $500 |
| 24 Months (2 Years) | 2.810% | 2.850% | $500 |
| 36 Months (3 Years) | 2.720% | 2.750% | $500 |
| 60 Months (5 Years) | 2.960% | 3.000% | $500 |