2022 MEMBER SURVEY CONTEST RULES 

1. This contest is open to members in good standing of Destinations Credit union who are 18 years or  older and legal residents of the United States at time of entry (excluding, without limitation, such  residents if located in Puerto Rico and other U.S. Territories). Employees of Destinations Credit Union  are not eligible.  
2. Eligible members of Destinations Credit Union may enter the contest by:  
3. Completing the online member survey and including their name and email address in the optional  fields provided between October 31, 2022 and November 30, 2022;  
4. Printing their name, credit union, address, telephone number and age on a post card or piece of  paper and mailing it to: Destinations Credit Union, Attn: Marketing Contest, 8767 Satyr Hill Rd.,  Baltimore, MD 21234. Mailed entries must be received no later than 3:00 p.m. Eastern Standard Time  on November 30, 2022 to qualify.  
5. The winner will be selected by a random drawing to be held on or about December 15, 2022 from  qualified entries received. The drawing will be held at Destinations Credit Union by its staff members.  The winner will be notified by email or by telephone. The number of qualified entries will determine the  odds of winning. If the winner cannot be contacted or does not respond in 45 days, the winner will be  disqualified, and a substitute winner will be randomly selected from the remaining entries.  
6. One (1) Prize Winner will receive $50 in the form of a credit to their regular share savings account at  Destinations Credit Union. No substitution or transfer of prizes will be allowed.  
7. The sponsor of the contest is Destinations Credit Union. All decisions of the credit union in applying  these contest rules will be final.  
8. Destinations Credit Union is not responsible for lost entries, misdirected entries, undelivered or late  entries, computer or internet problems, hacking, viruses, technical or other issues beyond the  reasonable control of the credit union.  
9. No purchase is necessary to enter this contest. Terms and conditions may apply. Participation  constitutes an entrant’s full and unconditional agreement to these rules.  
10. The Contest is subject to all applicable federal, state, municipal, and local laws and regulations. Void  where prohibited by law.  
11. In case of a dispute as to the identity of a winner that entered online, such entry will be made by the  registered user of the email account, and if a prize is won, and such registered user has submitted a valid  entry, the prize will be awarded to such registered user.  
12. Except as otherwise prohibited by law, by entering this contest, each entrant grants permission to  Destinations Credit Union to use his/her name, address, and likeness for advertising/publicity purposes  in any and all media without further compensation. Winners may be required to sign an affidavit of  eligibility and a publicity release. Failure to comply may result in forfeiture of the prize and the awarding  of the prize to another individual. 
13. By participating in the contest, each entrant agrees to release and hold harmless Destinations Credit  Union and their officers, directors, employees, agents, and representatives, from and against any and all  claims or liability arising directly or indirectly from participating in the contest or the award of any prize.  
14. By submitting an entry, each entrant agrees that if he/she is awarded a prize, Destinations Credit  Union may verify the information provided, including credit union membership, as a condition of the  entrant receiving a prize. All prizes are awarded “as-is” and without warranty of any kind. All local, state  and federal taxes are the sole responsibility of the winner.  

Destinations Credit Union 

8767 Satyr Hill Road, Baltimore, MD 21234 

410-663-2500 

www.destinationscu.org