The Credit Union Difference
As a not-for-profit institution, we offer our members more bang for their buck. Rather than focus on personal gains and paying shareholders, we pour any gains back into the credit union — essentially back to the people. That money is used to provide you with higher rates on savings and lower rates on loans.
Credit unions have a different approach to financial services. Credit unions are cooperatives. Once you open a savings account, you become a member and owner of the credit union. You have a say in how the credit union is run and can even serve on the board of directors.
Since credit unions are not for profit, all excess profits are returned to the members in the form of products and services. This allows us to offer:
● Lower interest rates on loans
● Higher dividend rates on savings
● Fewer fees
● Free checking and convenience services
Credit unions exist solely to provide you with financial products and services at the lowest cost possible. And with an Exceptional Member Experience.
To our current members: we’d like to thank you for placing your trust in us throughout the years. We’re proud to say that we’ve grown to a full-service financial institution to address the full spectrum of your needs. If you’re new to the Destinations experience or you’re considering becoming a member, please explore our rich history, what makes us different, why our current members love us, and also how to become a member. We invite you to a banking experience beyond the typical confines of a “bank.” Banking Smarter…Moving Forward with the help of a credit union that functions for you.